Question 1

What is a Warwick spinal cord injury case worth if we reject settlement?

Accepted Answer

After a Route 37 or I-95 Warwick crash leaves someone with a complete spinal cord injury, the mistake families make is grabbing the first big-looking offer because tax-season bills, rehab costs, and lien letters are piling up. That first number is often built to close the file before the full...

Question 2

Can I get workers' comp and sue after a Newport roadwork injury?

Accepted Answer

If the ER or your doctor said the injury happened at work, Rhode Island workers' compensation will treat that as a job injury report. The workers' comp insurer will also use those same records to see whether someone other than your employer caused it, such as a driver, subcontractor, equipment...

Question 3

Can my boss cut my hours if I file after an East Providence city crash?

Accepted Answer

What the ER writes down is usually &#34;bike or motorcycle crash, pain here, follow up needed.&#34; The insurance adjuster will use those same records to measure how hurt you were, when symptoms started, and whether anything looks delayed or unrelated. That matters, but your outcome usually turns on...

Question 4

Should I use Medicare or wait for insurance after a Newport work-zone crash?

Accepted Answer

Use Medicare now, and do not wait for the other driver's insurer to pay your medical bills. The mistake that costs people the most money is believing the liability insurer will handle treatment bills as they come in. In Rhode Island, that is usually wrong. After a crash near a Newport lane...

Question 5

My coworker said Rhode Island lets parents settle a Newport kid injury alone, true?

Accepted Answer

No. The insurance company will often act like a parent can just sign the papers, take the check, and move on after a child is hurt. What is actually true in Rhode Island is that a minor's injury claim belongs to the child, not the parent, and bigger settlements usually need court approval before...

Question 6

East Providence water contamination made me sick later, did I miss Rhode Island deadlines?

Accepted Answer

If you guess wrong about the deadline, your claim can be thrown out completely and you may be left with the medical debt, home-care costs, and any Medicare or insurer reimbursement claims still hanging over you. The worst-case rule in Rhode Island is 3 years. For most injury claims, the lawsuit...

Question 7

RIPTA bus slammed brakes in Woonsocket and my bad back blew out what do I do?

Accepted Answer

The adjuster is about to ask, &#34;Isn't this just your old back problem?&#34; Your answer matters because Rhode Island claims often turn on whether this was a new injury or an aggravation of a pre-existing condition. The mistake people make right after a sudden-stop bus injury is saying &#34;I'm okay&#34; or...

Question 8

got hit on I-95 in Providence no plate what do I do now?

Accepted Answer

The worst mistake people make is waiting to report a hit-and-run to police and their own insurer. In Rhode Island, that delay can wreck the UM claim before the medical bills even arrive. The outcome usually turns on three factors: 1. Whether your own policy has usable UM/UIM coverage. If the...

Question 9

Is a Warwick kid injury claim worth the hassle after a holiday weekend crash?

Accepted Answer

Yes - especially right now, when Rhode Island's holiday-weekend DUI enforcement ramps up on I-95, Route 37, and Post Road, and insurers move fast to close child-injury claims cheap. Picture a Memorial Day crash near the Route 2 shopping corridor in Warwick. A drunk driver rear-ends an SUV, and a...

Question 10

Do I have to let an insurer record my statement after my employee's injury?

Accepted Answer

The fastest way people lose money is by giving a recorded statement too early. In Rhode Island, whether you have to depends on which insurer is asking and what kind of claim it is. Situation 1: your own workers' comp carrier is handling a job injury. Usually, you need to report the injury...

Question 11

I just got hurt in a Providence demo collapse on city property what now?

Accepted Answer

The one thing the city is hoping you never find out is that a government injury claim can have a much shorter notice deadline than the usual 3 years. What should have happened at the scene: call 911, get to a trauma hospital, and make sure the incident is documented as happening on City of...

Question 12

Does Rhode Island workers comp choose my doctor or do I use mine?

Accepted Answer

If your hand was injured using a power tool on Jefferson Boulevard in Warwick, you usually treat with your own doctor, not one picked by your boss. The next question you should be asking is: has your employer reported the injury to its workers' compensation insurer, or are they trying to push...

Rhode Island Injuries

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