Rhode Island Injuries

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Rhode Island — Rhode Island Injuries

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FAQ
I just got hurt in a Providence demo collapse on city property what now?
The one thing the city is hoping you never find out is that a government injury claim can have a much shorter notice...
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FAQ
Should I use Medicare or wait for insurance after a Newport work-zone crash?
Use Medicare now, and do not wait for the other driver's insurer to pay your medical bills. The mistake that costs...
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FAQ
What is a Warwick spinal cord injury case worth if we reject settlement?
After a Route 37 or I-95 Warwick crash leaves someone with a complete spinal cord injury, the mistake families make...
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FAQ
Does Rhode Island workers comp choose my doctor or do I use mine?
If your hand was injured using a power tool on Jefferson Boulevard in Warwick, you usually treat with your own...
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FAQ
got hit on I-95 in Providence no plate what do I do now?
The worst mistake people make is waiting to report a hit-and-run to police and their own insurer. In Rhode Island,...
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FAQ
RIPTA bus slammed brakes in Woonsocket and my bad back blew out what do I do?
The adjuster is about to ask, "Isn't this just your old back problem?" Your answer matters because Rhode Island...
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FAQ
Can I get workers' comp and sue after a Newport roadwork injury?
If the ER or your doctor said the injury happened at work, Rhode Island workers' compensation will treat that as a...
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FAQ
My coworker said Rhode Island lets parents settle a Newport kid injury alone, true?
No. The insurance company will often act like a parent can just sign the papers, take the check, and move on after a...
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FAQ
Can my boss cut my hours if I file after an East Providence city crash?
What the ER writes down is usually "bike or motorcycle crash, pain here, follow up needed." The insurance adjuster...
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FAQ
Is a Warwick kid injury claim worth the hassle after a holiday weekend crash?
Yes - especially right now, when Rhode Island's holiday-weekend DUI enforcement ramps up on I-95, Route 37, and Post...
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FAQ
East Providence water contamination made me sick later, did I miss Rhode Island deadlines?
If you guess wrong about the deadline, your claim can be thrown out completely and you may be left with the medical...
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FAQ
Do I have to let an insurer record my statement after my employee's injury?
The fastest way people lose money is by giving a recorded statement too early. In Rhode Island, whether you have to...
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Key Terms

Glossary
spoliation of evidence
Three years to file a Rhode Island personal injury claim does not mean three years to throw away the damaged car,...
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Glossary
occupational disease
An illness caused or made worse by conditions at work - such as repeated chemical exposure, dust, fumes, radiation,...
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Glossary
homestead exemption in bankruptcy
A legal protection that can shield some or all of the equity in a debtor's home from creditors in bankruptcy....
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Glossary
cancer cluster
It can change whether you have a real claim, a costly dead end, or a reason to demand testing, records, and expert...
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Glossary
meeting of creditors (341 hearing)
Insurance companies and defense lawyers may dig for anything said at a bankruptcy meeting of creditors to challenge...
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Glossary
discharge of debts
Miss this term, and the worst-case outcome is brutal: someone files bankruptcy expecting a clean slate, then learns...
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Glossary
Chapter 11 reorganization
A court-supervised bankruptcy process under Chapter 11 of the U.S. Bankruptcy Code lets a business, and sometimes an...
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Glossary
non-dischargeable debt
Like water that still gets through even when the hurricane barrier is closed, some debts survive bankruptcy no...
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Glossary
biomonitoring
You just got a letter that says your blood or urine will be tested after a chemical spill at work, a contaminated...
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Glossary
silicosis
A diagnosis like this can drive up your medical bills, cut off your paycheck, and make or break whether an exposure...
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Glossary
Chapter 7 liquidation
Think of it like cleaning out a garage after a pileup: protected essentials stay, but anything extra may be sold off...
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Glossary
proof of claim
Insurance companies and defense lawyers may act like a bankruptcy filing wipes out what you are owed unless you jump...
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Glossary
means test
A screening formula in bankruptcy that compares a household's income and allowed expenses to decide whether filing...
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Glossary
preference payment
A payment can look harmless when it is made, then come back to cost real money later. In bankruptcy, a preference...
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Glossary
secured vs unsecured debt
You'll usually see this split on a credit report, a bankruptcy petition, a collection letter, or when someone says,...
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Glossary
Proximate Cause
Rhode Island gives most injured people 3 years to file a personal injury lawsuit, but filing on time is not enough...
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Glossary
cramdown
You just got a letter that says a bankruptcy plan will be confirmed over a lender's objection, and the word...
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Glossary
automatic stay
What happens the moment a bankruptcy case is filed? In most situations, federal law immediately stops collection...
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Glossary
reaffirmation agreement
Like agreeing to keep paying for a truck after a storm nearly washed it out, even though the reset button was right...
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We provide information, not legal advice. Laws change and every accident is different. An experienced attorney can evaluate your specific case at no cost.

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